OTP banka d.d. is the fourth largest bank in the Croatian banking market, boasting total assets of EUR 7.7 billion. The bank provides a wide range of financial services, including cash loans for personal needs, mobile and internet banking, and SMS info services, ensuring customers can manage their finances easily and efficiently. OTP banka also offers special benefits for cardholders, enhancing the value of their banking experience. The bank serves a diverse clientele, including individuals, businesses, and organizations, and operates within the Croatian market. Its business model focuses on generating revenue through interest on loans, fees for banking services, and various financial products. OTP banka is also known for its strong commitment to corporate social responsibility, demonstrated by its donation schemes and long-standing sponsorship of Hajduk F.C. The bank's ethical values and principles are upheld through rigorous risk management and compliance with relevant legislation.

Keywords: Croatian bank, financial services, cash loans, online banking, cardholder benefits, corporate social responsibility, Hajduk F.C. sponsorship, risk management, compliance, mobile banking.