PayEx Group, a wholly owned subsidiary of Swedbank since 2017, operates in the financial services sector across Sweden, Denmark, Norway, and Finland. The company specializes in providing a range of financial solutions including invoicing, factoring, and payment terminals. PayEx serves businesses of all sizes, helping them manage their financial operations more efficiently. The company offers factoring services to improve liquidity, enabling faster investments and growth. Additionally, PayEx provides robust invoicing solutions that streamline the billing process, making it easier for businesses to manage their accounts receivable. The company also excels in debt collection, ensuring that businesses get paid while maintaining good customer relationships. PayEx supports a variety of payment terminals, allowing businesses to accept payments anytime, anywhere. The company operates through two main business units: PayEx Ledger Factoring and Swedbank Pay. PayEx generates revenue through service fees for its financial solutions, making it a key player in the Nordic financial market.

Keywords: invoicing, factoring, payment terminals, debt collection, liquidity, financial solutions, Nordic market, Swedbank subsidiary, customer retention, business growth